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Financial freedom is not a concept known to many. According to the Big Issue, 23% of the UK population were living in poverty towards the end of 2020. Without financial security or stability, one will find it hard to acquire or maintain a permanent dwelling place.
Many individuals become homeless due to a loss in income. They are eventually threatened with eviction but by the time they have been able to gather support, it is too late.
The ONS (2021) found that house prices increased by an average of 8.9%. This makes the average house price in London: £491,687. An individual on minimum wage in London would not be able to afford this.
Exiting prison can be a scary and daunting process. Many will face rejection from their friends and family and may resort to crime, once again.
Mental breakdowns can also be a cause of homelessness. If someone is unable to cope with mental pressures, they may have to enrol for specialist care.
Not being able to handle your finances can also cause homelessness. You may have been demoted, transitioning from paid employment to state support or just unable to generally manage your day to day expenditure.
The loss of loved one can prove to be emotionally and physically tasking. A young person may become homeless due to the death of their primary carer and their incapacity to find employment, due to their age.
Isolation and estrangement from friends and family can also be the cause of homelessness. A massive fallout with family could leave you sofa surfing; a fallout with friends could force one to become a rough sleeper.
According to Didenko and Pankratz (2007), 2/3 of homeless individuals reported that addiction was a direct cause of their predicament. Addiction can lead to a breakdown in communication, disrupt relationships and it often causes one to lose their job.
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